Do You Want To Learn About RMG’s Ascent Business?

After we established the RMG's Corporate in 2014, from the providing and selling of financial services to funds and assets management, What we have learned about Growing and Nascent Business to 8 digits? As A CEO and President, I decided to pack for your knowledge and information, with a value that is worth a lot: <img width="800" height="543" src="http://www.ram-finance.com/wp-content/uploads/2021/06/SOFE-1024x695.png" alt="" loading="lazy" srcset="https://www.ram-finance.com/wp-content/uploads/2021/06/SOFE-1024x695.png 1024w, https://www.ram-finance.com/wp-content/uploads/2021/06/SOFE-300x204.png 300w, https://www.ram-finance.com/wp-content/uploads/2021/06/SOFE-768x521.png 768w, https://www.ram-finance.com/wp-content/uploads/2021/06/SOFE.png 1344w" sizes="(max-width: 800px) 100vw, 800px" /> ...
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What is a better way to leverage funds? SBLC vs Debt

What is a better way to leverage funds? SBLC vs Debt

Let’s start with Financial Leverage Definition: Financial Leverage is the use of debt (borrowed capital) results from using as a funding source when investing to expand the company's asset base and generate returns on risk capital. Financial Leverage is an alternative investment strategy of utilizing Debt borrowed funds specifically, the use of various financial instruments to increase the potential return of an investment. Financial Leverage can also refer to the amount of debt a company uses to finance assets. The financial leverage ratio is one of several financial measurement analyses that calculate the risk of how much capital comes in the form of debt or assesses the ability of a company to meet its financial obligations. How Financial Leverage Works: When purchasing assets, four main options are available to the company for financing: using equity, debt, leases, obtain IPO's. Besides equity, the rest of the options involve costs that should be lower than the income that the company expects to earn from the asset/project. The...
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What is a Private Placement Program?

Let’s start with Private Placement Definition: A private placement is a sale or funding of securities, stock shares, bonds, Guarantees,  Promissory notes, and more to pre-selected Hedge Funds, Private equity (PE), Venture Cap (VC), qualified Accredited Investors, and Institutions on the Secondary market rather than on the Primary market called Stock Exchange. It is an alternative to an Initial Public Offering (IPO) or Bond's like Medium-Term Note (MTN) for companies seeking to raise equity/capital for expansion, funding project, cash flow, working capital, etc. Investors invited to participate in private placement programs (PPP) include wealthy individual investors, banks,  Hedge Funds, financial institutions, mutual funds, insurance companies, and pension funds. One advantage of a private placement is its relatively few regulatory requirements. Actually, PPP’s are not well known publicly, and only a very small group of investors that own significant funds, Instruments, Assets have access to them. Most programs can be joined by invitation only. These programs have been issued for the past 60 years. We, R.M.G....
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What is the better Non-Recourse vs Non-Refundable Debt

First, we need to know the Difference between Recourse Debt (Loan) to Non-Recourse Debt: In general, Recourse debt (loans) are secured by collateral. If the borrower fails to refund their obligation and default on the payment schedule, the funder can go after the borrower's other assets. A Non-Recourse debt (loan) does not allow the lender to pursue anything other than the collateral. For example, if a borrower defaults on a Non-Recourse Securities debt, the Funder can only foreclose on the said securities. The Funder generally cannot take further legal action to collect the funds owed on the debt. A Non-Refundable debt means, funds used to describe as income profits that paid to the client/investor and can't get back. For the benefit of our clients/Investors, who are interested utilize owned Securities (Assets and instruments) from the Secondary Markets, and participating in our Private Structured Placement Program (PSPP), the first stage is to active credit facility upon the Securities. Two methods, 1. Monthly payments. 2. One payment...
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Why raising equity for projects fails?

Establishing a new project => learn more If you are an Entrepreneur or Developer, one of the required skills is deep knowledge in finance, and economy in addition to the other skills required for the project. Moreover, surround yourself with the right counselors. The developer company from Chicago, the project is a commercial combination of luxury hotels and residences in one of the coveted areas. The client request for licensing Standby Letter of Credit (SBLC) 100M USD, in order to be qualify, the client needs to provide BCL from his bank, therefore, the client submit a request to the Bank - credit committee to issue BCL that includes payment of fees 13% and undertake to return the SBLC 15 days before maturity. His bank refused. Why did the bank refuse?  What is the type of project? Why you need SBLC? Who is your adviser? The client answer, we are Real Estate Developers, our project about 200M USD, the bank give us approval for Senior debt 150M USD, so we...
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New Project – funding and raising funds

Establishing a new project requires substantial financial expenditure especially large-size projects. Given today's reality without an entrepreneur's liquid capital for the possibility of financing, the possibility to establish and revive the project almost zero. Sometimes the bank funding options do not fit the developer profile or the type of the project or the bank, Senior debt requests needed high equity. One of the solutions is to raise funds from investors to leverage developer equity as the bank requested. Many project developers are convinced that their project is excellent with great profitability, in their mind they see how they succeed in finding worthy investors, who will be happy and quick to pull out a checkbook. Reality is far from it and different from the far east to the west. The approach to investors mainly for "smart money" owners is a complex issue, requires early preparation. To do this successfully you will need professional business diagnostics and analysis, due diligence, feasibility testing processes,...
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The modern financial world you do not know

The financial world is constantly changing and recently undergoes a complete and true transformation. From time to time a new opportunity is born to her, alongside this, financial mechanics create complexity and new challenges, and for this, mind openness is required, knowledge, experience, and continuous learning. Global changes in the global economy and tomorrow's opportunities are growing like mushrooms after the rain. And an experienced professional knows how to pick. The global banking revolution is already here, the major banks in the world begun to internalize the changes and have started laying off thousands of employees worldwide. This represents about 25% to 35% of its total staff. The banking systems become a single service provider that holds all the means, into a narrower and leaner system that sometimes functions as a kind of pipeline for carrying out the transactions. Banks and financial institutions are experiencing news private systems sauce as Crowdfunding, social and P2P loans, FinTech technologies, non-bank loans, private equity, ...
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What is Equity Investments? Private Equity

Equity Investments actually helps the project entrepreneur to raise funds to obtain leverage senior debt funding, the professional language it is called Mezzanine funding, to the Mezzanine/Equity investments are considered high-risk investment there is no collateral or Second collateral level or it plagues the shareholders of the project company. Nevertheless, it offers good chances of getting a high yield. Mezzanine/Equity investments were born due to the fact the business/entrepreneurs to raise the necessary equity to obtain adequacy capital/credit facility/project funding from the bank or financial institution senior debt. After the entrepreneur submits his project to the bank or any other financial institution as part of the processing of Risk management and due diligence on the entrepreneur, project, team, etc, by the bank-required policy, the entrepreneur equity deposit, which ranges from 20% to 50%, to obtain adequacy capital for the project. Sometimes the bank agrees to take collateral such as land as part of the equity, In this situation, the project will stagnate,...
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